Creditor Harassment Cases

P.G. first came to our office for us to defend a lawsuit filed against her by a debt buyer that allegedly bought a former credit card debt she owed. After demanding proof the debt buyer had the evidence necessary to prove its entitlement to a judgment against P.G., the debt buyer withdrew its complaint against P.G. Realizing the debt buyer may not have had probable cause to sue our client, we next sued the debt buyer, its attorney and their law firm for violations of collection laws and state law prohibiting the filing of frivolous lawsuits for P.G. After engaging in extensive litigation in federal court, we were able to defeat a motion for summary judgment filed by those we sued and thereafter favorably settled the case for P.G. In so doing, we obtained an extensive opinion by the federal judge which expanded the use of the Fair Debt Collection Practices Act and Pennsylvania's Wrongful Use of Civil Proceedings statute to fight the filing of frivolous collection lawsuits.

W.J. and D.J. were chapter 7 bankruptcy clients. Like many of our bankruptcy clients, they sometimes received correspondence and other communication from their creditors in violation of collection laws which prohibit a creditor from contacting someone about a debt where the person that owes the money is represented by an attorney. We aggressively pursue these claims for our clients after establishing the basis for the claims by writing to each of our clients' creditors and collectors prior to the filing of their bankruptcy. We were able to obtain for W.J. and D.J. in excess of $7,000 total from 8 different creditors/collectors that violated this law.

Similarly, J.R. and C.R. were also chapter 7 bankruptcy clients who were contacted improperly by 10 of their creditors from whom we were able to obtain net recoveries for our clients in excess of $6,500.

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